Bank Name
 |
Floating Interest rate
|
Processing Fee |
Prepayment Charges |
| State Bank Of India |
10.25% |
5,000 + service tax (Upto 30lacs), 10,000 + service tax (above 30lacs) |
Nil |
| ICICI Bank |
Scheme I :10.50% (Fixed 1 yr)
Scheme II : 10.75% (Fixed 2yrs)
Scheme III : 10.75% (Fixed 3yrs),
then 10.50% |
0.50% of loan amount upto 1 crore |
N.A |
| HDFC Ltd |
Scheme I : 11% (Upto 10Lacs)
Scheme II: 10.50% |
0.5% or maximum 10,000+service tax (12.36%) |
No prepayment charges shall be payable for partial or full prepayments irrespective of the source |
| HSBC Bank |
10% to 13% |
INR 10,000 plus service tax & cess |
1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable |
| LIC Housing |
Scheme I : 10.75%
Scheme II : 10.70% (Fixed for 3 yrs), 11.15% (Fixed for 5 yrs)
Scheme III : 10.95%(Fixed for 10 yrs) |
Up to 30 lacs : 10,000 + (Service tax)
30 - 50 lacs : 15,000 + (service tax)
50 lacs - 1Cr : 20,000 + (service tax)
1Cr & above : 20,000 + (service tax) |
Nil |
| AXIS Bank |
Scheme I : 11.75% (Fixed for 20 yrs)
Scheme II : 10.75% |
1% of the Loan Amount |
2% (For Scheme I)
Nil (For Scheme II) |
| IDBI |
10.75% |
Up to 1%of loan amount
(Rs 2500 to be collected at login and balance at the time of sanction ) |
If Balance Transfer then 2% Otherwise Nil |
| ING Vysya |
10.75% |
0.5% of the loan amount |
NIL |
| Standard Chartered |
9.99% (Upto 25Lacs), then 10.40% |
Rs.7500/- + Service tax |
NIL |
| DHFL |
11.50% |
1% |
NIL |
| Citibank |
10.50% |
0.25% (for salaried ), 0.50% ( for Self Employed) |
NIL |
| Deutsche Bank |
10.75% |
10000 + Service Tax |
up to 90% no charges after that 2.5% |
| India Bulls |
10.50% (Upto 25Lacs), then 10.75% |
Up to 25 lacs : 5,000+12.36%(Service tax)
25 lacs & above : 15,000+12.36%(Service tax) |
NIL |
| Allahabad Bank |
10.50% (Upto 25 Lacs), 10.75% |
0.50% of loan amount, Maximum Rs. 10,000/- |
NIL |
| Bank of Maharastra |
10.80% (Upto 25 lacs) then 11% |
Nil (Upto 25Lacs)
0.50% (Max Rs 50,000/-) (25lacs & above) |
N.A |
| Central Bank of India |
10.50% |
0.50 % of loan amount, maximum Rs.20,000/- |
N.A |
| Corporation Bank |
10.75% (Upto 25Lacs), then 11% |
Upto 30 lacs 0.40%
30-75 lacs : 0.50%
75 lacs & above : 0.60% |
NIL |
| Bank of India |
10.50% |
Upto 25 lacs : 0.50% of the loan amount Min Rs.4000/- and Max Rs.10,000
25 - 75 lacs : Flat Rs.20,000
75 lacs & above Flat Rs.25,000 |
NIL |
| Union Bank of India |
10.50% |
0.50% of the loan amount subject to maximum of Rs. 15,000 |
NIL |
| United Bank of India |
10.70% (upto 25 lacs) then 10.75% |
0.50% of the loan amount |
N.A |
| UCO Bank |
12% - 12.50% |
N.A |
N.A |
| Bank of Baroda |
10.75% |
N.A |
N.A |
| Canara Bank |
11% |
|
|
| Oriental Bank of Commerce |
10.90% |
0.5% of the loan amount or maximum Rs.12,500/- |
NIL |
| Kotak Bank |
10.75% |
0.25% - 0.5% |
2% on Balance transfer else NIL |
| Dena Bank |
10.50% |
N.A |
N.A |
| Punjab National Bank |
10.75% |
|
|
| First Blue Home Finance |
10.50% (for Salaried / SEP), 11% (For Self Employed) (Upto 25Lacs), Then 10.75% (for Salaried / SEP), 11.25% (For Self Employed) |
Salaried - 0.5% or 6000 whichever is less plus doc charges plus taxes (upto 25 lacs), 0.5% or 10000 whichever is less plus doc charges plus taxes (25-75 lacs), 0.5% or 15000 whichever is less plus doc charges plus taxes (above 75 lacs).
Self Employed - 0.5% plus doc charges plus taxes. |
Nil |
| Vijaya Bank |
11.30% |
N.A |
N.A |
| Syndicate Bank |
10.50% ( upto 25 lacs ), then 10.75% |
N.A |
N.A |
| Indian Overseas Bank |
10.50% |
N.A |
N.A |
| Reliance |
12% - 12.50% |
0.5% of loan amount |
NIL |
| Federal Bank |
10.73% |
0.50% of the limit sanctioned with a minimum of 1000/- |
NIL |
| Development Credit Bank |
11.50% |
0.5% |
If 25% of outstanding amount is paid within 3 years - No Penalty , otherwise 2% of outstanding amount |
| State Bank of Travancore |
11.25% |
Limit upto Rs.25,000 - Nil
Limit above Rs.25,000 to Rs.2 lacs - 0.55% of the loan amount (Max.Rs.500/-)
Limit above Rs.2 lacs - 0.55% of the loan amount maximum Rs.10000/- |
NIL |
| Tata capital Housing Finance ltd |
10.75% |
0.5 to 1% off the loan amount. |
N.A |
| Dhanalakshmi Bank |
12.50% (Uto 25Lacs), then 12.75% |
a) Loans Upto 20 lacs - Non Refundable fee of Rs 3500 plus service tax
b) Loans above 20 lacs - Non Refundable fee of Rs 5000 plus service tax |
NIL |
| Indian Bank |
11% |
1) 0.25 % on Loan amount (Non refundable) (to be remitted at the time of submission of application)
2) 0.32 % on Loan amount (at the time of acceptance of sanction) |
Nil |
